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First Security Trust and Savings

Elmwood Park, Illinois

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Newburyport Bank - Newburyport, MA

Newburyport, Massachusetts

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Newburyport Bank - Newburyport, MA

Newburyport, Massachusetts

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Northfield Savings Bank

Berlin, Vermont

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International Bank of Chicago

STONE PARK, Illinois

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Calvin B Taylor Banking Company

Lewes, Delaware

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Eagle Bank

Everett, Massachusetts

Gainey Business Bank

Scottsdale, Arizona

Gainey Business Bank

Scottsdale, Arizona

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County National Bank

Hillsdale, Michigan

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Bank of the Bluegrass

Lexington, Kentucky

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The Commerce Bank of Oregon

Portland, Oregon

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Middlesex Savings Bank

Westborough, Massachusetts

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Independent Bank

East Lansing, Michigan

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Gulf Coast Bank & Trust

Mandeville, Louisiana

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Independent Bank

East Lansing, Michigan

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Busey

Champaign, Illinois

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Busey

Peoria, Illinois

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Middlesex Savings Bank

Westborough, Massachusetts

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Federal Home Loan Bank of Chicago

Chicago, Illinois

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Busey

Schaumburg, Illinois

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Independent Bank

Holland, Michigan

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Independent Bank

White Cloud, Michigan

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Bank of Ann Arbor

Ann Arbor, Michigan

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Credit Analyst
Duties and Responsibilities: Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines. Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals. Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower. Evaluate collateral, industry data and other relevant credit information. Assist with Portfolio Ma


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