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Community Banking Officer | Gartner/Naperville
Duties and Responsibilities Consulting with Bank customers and non-customers regarding borrowing needs, including preparing mortgage loan applications particularly in under served markets and for individuals with low to moderate income by doing the following: Work with prospective customers in determining readiness for home ownership, developing a budget, and overcoming common roadblocks that prevent home purchase; provide action plans for next steps towards home ownership. Determine a maximum affordable mortgage payment and purchase price, provide action plan to save minimum required funds for home purchase, educate customers about all mortgage products or solutions. Analyze financial and credit information neces


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