Duties/Responsibilities * Consult with Bank customers and non-customers regarding borrowing needs, negotiate terms and conditions, assist in preparing mortgage loan applications, and obtain all necessary documentation from applicants. * Make verbal and written commitment on behalf of the Bank which includes rate terms, pre-qualification, mortgage commitment, etc. * Complete each loan application and oversee all pre-processing functions in a timely manner to permit the loan estimate and other required disclosures to be provided to applicants within the requested time period. * Analyze financial and credit information necessary to effectively underwrite loans, and recommend approval or rejection of mortgage loans within lending authority.