General Statement of Duties:  The Compliance Officer oversees the compliance program by acting as an independent and objective body that reviews and evaluates compliance issues/concerns within the organization.  This position is responsible for coordinating and participating in the development, implementation, monitoring, and maintenance of the bank compliance program.   The Compliance Officer monitors the compliance program to ensure that each functional area of the bank achieves and maintains compliance with all applicable state and federal banking laws, regulations, and safety and soundness requirements.  Essential Job Functions: Keeps up-to-date on regulatory changes and maintains a working knowledge of state and federal laws and