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BankGloucester

Gloucester, Massachusetts

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BankGloucester

Gloucester, Massachusetts

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First State Bank of St. Charles

Chesterfield, Missouri

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Provincetown, Massachusetts

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Country Bank

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THE HAMILTON BANK

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Compeer Financial

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Hancock, Michigan

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Belleville, Illinois

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Middlesex Savings Bank

Natick, Massachusetts

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Schaumburg, Illinois

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First National Bank of America

East Lansing, Michigan

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Independent Bank

Troy, Michigan

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Busey

Creve Coeur, Missouri

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Commercial Underwriter, CRE
DUTIES AND RESPONSIBILITIES Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines. Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals. Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overal risk of the loan, identifying the strengths and weaknesses of the Borrower. Evaluate collateral, industry data and other relevant credit information. Assist with Portfolio Mana


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