The Credit Manager (CM) is responsible for the management of all accounts receivable in an assigned area of the sales territories. Accounts receivable is one of the largest and most important assets of the company.  Every sale made by Nutrien becomes an account receivable and it is vital that these sales are collectable for the company to continue to generate cash flow and earnings on a go forward basis.  If accounts receivable are not collected then Nutrien will be forced to write this asset off as a bad debt and the company will take a direct loss to the net earnings.  The CM must do a thorough job of assessing the financial risk of our customers on the front end of the sales transaction so that the company doesn’t have to spend needless time after the sale trying to collect sales of