Provide support to the Commercial Real Estate group account officers by preparing loan files and coordinating loan closings with the Loan Operations department. Assist in collecting and monitoring the receipt of customer financial information.
1. Assist in closing commercial real estate loans
Gather necessary information and assemble loan files.
Prepare Loan Operations checklists for new loans, renewals and modifications.
Order and review title insurance, flood certification, credit reports and other third-party reports and alert account officers to any issues or concerns identified prior to final approval by the account officer.
Follow up with Loan Operations and/or account officers on outstanding items.
Work with Loan Operations, account officers and attorneys to generate and review loan documents and coordinate loan closings.
Review Loan Operations line tickler summary when an originated or renewed loan is booked to determine that all Financial Information Reporting & Monitoring requirements from the approved loan application are correctly reflected.
2. Monitor receipt of financial information
Review loan accounting system reports to identify financial reporting information that is due, or past due. Contact customers to request updated information, and notify the account officer of non-response or challenges in obtaining required information.
Upon receipt of financial information from customers, save to the shared drive and notify Loan Operations & the CRE Administration Officer of receipt.
Review operating account covenants.
Prepare Financial Tickler Exception Summary, tracking tickler exceptions over 30 days past due, for review at CRE department meeting.
3. Assist with management of client relationships
Respond to client inquiries.
Work with Loan Operations, Deposit Operations and Treasury Management to meet clients’ banking needs.
Obtain information from customers that is required to open new deposit account and coordinate account opening with Treasury Management.
Serve as liaison between Treasury Management and CRE customers.
Complete compliance-related documentation including beneficial ownership and customer identification program.
4. Additional departmental duties
Attend department meetings
Attend training as required
5. Participate in CRA activities
6. Complete commercial loan projects as assigned by the Senior Vice President of CRE
Other duties as assigned
KNOWLEDGE, SKILLS AND ABILITIES
Strong verbal and written skills
Organized and detail orientated
Knowledge of real estate lending, loan policy, loan documentation and regulatory requirements
Proficiency in Microsoft Office applications, including Excel, Outlook and Word
Ability to interact with clients in a professional and diplomatic manner
Ability to collaborate with loan officers, Loan Operations, Credit and Treasury Management to accomplish goals
Ability to multi-task while meeting deadlines
TRAINING AND EXPERIENCE
High School diploma or GED
Associate’s or bachelor’s degree in Finance, Accounting or a related field preferred
2 - 3 years of experience in loan documentation or loan operations
Exposure to commercial real estate lending and/or paralegal training helpful
Internal Number: 40937
About First Bank of Highland Park
First Bank of Highland Park is a community bank committed to our Clients and the community at large. We have worked side-by-side with our Clients since 1955 combining practicality with creativity, while always remaining a consistent and steady financial partner in good and bad economies.Our mission is to provide our Clients with exceptional service coupled with competitive rates and products without bureaucracy. We understand that banking today is more challenging than yesterday, but as a family business, we understand the advantage of being able to remain visionary and focused on the long term picture. Additionally, being independently owned and operated, allows us the authority and flexibility to make decisions quickly. That translates to exceptional service from experienced bankers and staff.First Bank of Highland Park offers an exceptional benefits program and a highly competitive compensation package.First Bank of Highland Park conducts credit and background checks on all candidates.First Bank of Highland Park is an Equal Opportunity Employer: disability/veteran.To Apply: Send email with attached resume to email@example.com.