Organize and review initial information submitted by the Retail Lenders.
Underwrite and decision the loan request through the appropriate Loan Origination System.
Discuss applications with Originators whenever necessary in order to make informed conditional and final credit decisions.
Act as a resource person for the Originators by providing guidance when needed and by taking an active role in their development process in Retail Lending.
Notify the Originator and Loan Coordinator with the action taken.
Review additional documentation that may be needed for final approval and to complete the file.
Approve other various retail lending requests including, but not limited to, subordinations, extensions, renewals, and loan modifications.
Prepare notice of action taken letters for declined loan applications.
Review all Approved Not Close, Withdrawn, and Declined loan requests and mail applicable documentation if required.
Education and Training
Requires High School diploma.
Requires 5 or more years of related banking experience.
Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act ("SAFE Act"), all Personal Bankers (if lending) are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry ("NMLS"). If such registration is not active as of the hire date, the Personal Banker must immediately attain active registration upon employment. Personal Bankers who fail to maintain an active and current registration will be unable to lend and may be subject to disciplinary action, up to and including termination of employment.
Requires knowledge of Microsoft Office.
Strong oral and written communication skills
Strong organizational skills
Take initiative to overcome minor obstacles and make independent decisions
Underwrite loan requests within an acceptable time frame
Analyze and interpret numerical data
Perform duties and make decisions under frequent time pressures
EOE of Minorities/Females/Vets/Disability
Internal Number: RETAI02631
As of June 30, 2019, First Busey Corporation (Nasdaq: BUSE) was a $9.61 billion financial holding company headquartered in Champaign, Illinois.
Busey Bank, a wholly-owned bank subsidiary with total assets of $7.66 billion as of June 30, 2019, is headquartered in Champaign, Illinois and has 44 banking centers serving Illinois, 13 banking centers in the St. Louis, Missouri metropolitan area, five banking centers serving southwest Florida and a banking center in Indianapolis, Indiana. Through the Busey Wealth Management division, the Company provides asset management, investment and fiduciary services to individuals, businesses and foundations. As of June 30, 2019, assets under care were approximately $7.47 billion. Busey Bank owns a retail payment processing subsidiary, FirsTech, Inc., which processes approximately 28 million transactions per year using online bill payment, lockbox processing and walk-in payments at its 4,000 agent locations in 43 states. More information about FirsTech, Inc. can be found at firstechpayments.com.
Busey Bank was named among Forbes' 2019 Best-In-State Banks—one of five in Illinois and 173 from across the country, equivalent to 2.8% of all banks. ...Best-In-State Banks are awarded for exceptional customer experiences as determined by a survey sample of 25,000+ banking customers who rated banks on trust, terms and conditions, branch services, digital services and financial advice.
TheBANK of Edwardsville, a wholly-owned bank subsidiary of the Company with total assets of $1.95 billion as of June 30, 2019, is headquartered in Edwardsville, Illinois and has 19 banking centers. Through TheBANK of Edwardsville Wealth Management division, the Company provides asset management, investment and fiduciary services to individuals, businesses and foundations. As of June 30, 2019, assets under care were approximately $1.50 billion.
For more information about us, visit busey.com and 4thebank.com.