As a Commercial Banker, essential responsibilities include:
Practices and lives the Banks Sales & Customer Service Culture every day.
Utilizing customer information, prospecting lists, and referrals, markets and originates credit, deposit and corporate services to targeted segment and assigned relationships.
Analyzes requests to determine credit risk, compliance with policies, product parameters and requirements while maintaining legal and regulatory compliance.
Participates in bank promotions. Cross sells products and services by identifying opportunities for products and services offered by the entire organization.
Maintains and develops internal and external relationships and Centers of Influence for referrals.
Facilitates the delivery of personal banking products and services to business owners, managers and centers of influence within assigned relationship base.
Maintains activities in civic and/or social organizations.
Compiles and maintains required files, records and reports.
Communicates decisions to prospects and clients on requests.
Provides constructive, consultative, feedback and makes recommendations as a trusted advisor to clients and prospects.
Ensures regular follow-up with underwriting/credit to monitor status of requests and communicate with customer.
Addresses and communicates problems or situations of average difficulty relating to work and which requires explanation to customers, employees and management.
Maintains and monitors loan collateral and credit risk inherent within assigned relationships.
Maintains knowledge of and compliance with established lending, deposit and service procedures and policies.
Maintains knowledge of products offered and has a comprehensive understanding of the benefits and solutions provided by each product.
Reports suspicious activity to proper internal authorities.
Excellent verbal and oral communication skills.
Strong analytical skills and attention to detail.
Strong organization skills.
Demonstrated ability to work independently and in a team.
Ability to identify and recommend varying solutions.
Proven ability to work with multiple priorities.
Functionally competent with PC’s and related software.
Credit underwriting and documentation knowledge and experience.
Highly self motivated with strong interpersonal skills.
Equal Opportunity Employer M\F\D\V
Internal Number: COMME01442
About STAR Financial
STAR Financial Group, Inc. is the parent company of STAR Financial Bank, an Indiana-based community bank known for its culture of delivering quality service, personalized banking solutions and innovative use of technology. In addition, two wholly owned subsidiaries, STAR Wealth Management and STAR Insurance Agency, offer licensed professional services in financial planning, trust and asset management, and insurance. STAR Financial Group has grown to $1.86 billion in assets with 47 locations in central and northeast Indiana.