Ensure the portfolio administration and risk management of each client relationship is in compliance with established bank credit policy, procedure, and business strategy as well as commercial and regulatory guidelines.
Maintain financial exceptions to less than 20% of portfolio and past due loan payments/maturities to less than 10% of the portfolio.
Responsible for credit risk and quality of the portfolio.
Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts. May assume overall responsibility for credit quality of the loan portfolio.
Make presentations on specific loans and participate in the bank's Loan Approval Process, Special Asset Reserve meeting, recommending approval based on credit structure fundamentals.
Manage the renewal process, the client, and the credit department alongside other commercial team members, from origination of facility to closing.
Be an additional point of contact for the client; acting as a liaison to the Credit Department, the Commercial support staff, and other internal business partners.
Grow existing relationships through increased borrowings, as appropriate, increased deposits and cash management, and cross sell into Wealth Management and Retail banking.
Perform other related duties as assigned or requested.
Strong understanding of credit structuring and monitoring skills
Strong sales and customer service skills
Strong oral and written communication skills
Analyze and interpret numerical data
Analyze and solve problems of a complex nature and make decisions based on a wide knowledge of many factors where application of advanced technical concepts is required for which there are not precedents
Make independent and difficult decisions within parameters of the Bank's loan policies
Originate new procedures and approaches to problems
Perform duties with frequent interruptions and time pressures in highly interruptive conditions
Requires a 4-year college degree with an emphasis in Accounting or Finance.
Requires 2 or more years of banking, finance or sales related experience.
At least 6 months experience in credit analysis preferred.
Requires knowledge of Microsoft Office.
Internal Number: COMME01225
As of June 30, 2019, First Busey Corporation (Nasdaq: BUSE) was a $9.61 billion financial holding company headquartered in Champaign, Illinois.
Busey Bank, a wholly-owned bank subsidiary with total assets of $7.66 billion as of June 30, 2019, is headquartered in Champaign, Illinois and has 44 banking centers serving Illinois, 13 banking centers in the St. Louis, Missouri metropolitan area, five banking centers serving southwest Florida and a banking center in Indianapolis, Indiana. Through the Busey Wealth Management division, the Company provides asset management, investment and fiduciary services to individuals, businesses and foundations. As of June 30, 2019, assets under care were approximately $7.47 billion. Busey Bank owns a retail payment processing subsidiary, FirsTech, Inc., which processes approximately 28 million transactions per year using online bill payment, lockbox processing and walk-in payments at its 4,000 agent locations in 43 states. More information about FirsTech, Inc. can be found at firstechpayments.com.
Busey Bank was named among Forbes' 2019 Best-In-State Banks—one of five in Illinois and 173 from across the country, equivalent to 2.8% of all banks. ...Best-In-State Banks are awarded for exceptional customer experiences as determined by a survey sample of 25,000+ banking customers who rated banks on trust, terms and conditions, branch services, digital services and financial advice.
TheBANK of Edwardsville, a wholly-owned bank subsidiary of the Company with total assets of $1.95 billion as of June 30, 2019, is headquartered in Edwardsville, Illinois and has 19 banking centers. Through TheBANK of Edwardsville Wealth Management division, the Company provides asset management, investment and fiduciary services to individuals, businesses and foundations. As of June 30, 2019, assets under care were approximately $1.50 billion.
For more information about us, visit busey.com and 4thebank.com.