The ideal candidate will have the ability to make sound credit decisions and work with multiple mortgage programs while maintaining a positive, customer-focused attitude. Responsibilities include developing loan opportunities, attracting borrowers, maintaining the mortgage portfolio, and developing complete financial relationships with customers.
PRIMARY RESPONSIBILITIES AND JOB FUNCTIONS:
Develop and investigate loan opportunities, attract borrowers and increase loan portfolio.
Interview loan applicants, collect and analyze financial data to determine creditworthiness of the prospect.
Be familiar with loan processing and basic loan documentation requirements.
Be familiar with underwriting requirements.
Be familiar with full line of company’s products for the purpose of growing and maintaining full financial relationships with clients.
Prepare and maintain various reports required by management
Protect the Company’s assets through Security policies.
Acquires and retains knowledge in all applicable lending regulatory requirements as well as the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Suspicious Activity Reporting (SAR) regulations. Responsible for adhering to compliance laws, regulations, and established Bank policies and procedures, including Bank Secrecy Act and Anti-Money Laundering.
Display proficiency with various PC applications.
Display the ability to work with the Loan Operations area in underwriting new mortgage loans.
Make outside sales calls to realtors & other networking referral partners on a regular basis to develop referral leads.
All other duties as assigned.
Minimum of two years lending or retail experience.
Internal Number: 663
About German American Bank
We're committed to our most important asset...people. German American strives to attract, develop, and retain talented individuals in every community we serve. Since our founding in 1910, relationships have always come first at German American. Enriched in our culture is our commitment to integrity, service excellence and developing people. We’re looking for like-minded people who share our values. Join us as we strive to make an impact and help our local communities prosper!