A mortgage loan originator is responsible for the development and management of customer relationships to ensure the customer’s needs for 1-4 family unit residences, investment property, construction, lot and bridge loans are met. In this capacity, the mortgage loan originator is accountable for the growth and profitability of relationships in a manner consistent with the best interest of TCBMSI. The mortgage originators representation of TCBSMI is carried out by embracing and promoting the brand promise of creating connections with internal and external customers.
ESSENTIAL FUNCTIONS AND DUTIES:
Develops relationships with clients to increase loan business for the company. Establishes and maintains connections with developers, builders, and realtors to encourage the use of TCBMSI products and services. Make regular sales calls to potential and existing customer to retain current or develop new business.
Engages applicants to discuss mortgage requirements, advises applicants of options available, ascertains applicant’s capacity to repay and assesses the degree of risk involved.
Thoroughly and accurately processes loan applications.
Engages borrower throughout lending process and communicates loan decisions to borrowers.
Reviews loan documentation prior to closing to ensure accuracy and compliance with regulation.
Closes mortgage loans.
Provides accurate information and connects prospects with appropriate bank personnel to meet sales goals and links them with bank products and services.
Performs other job-related duties and special projects as assigned.
Minimum of two years general lending experience.
Strong sales orientation.
Experience in Microsoft Office applications.
Excellent written and verbal communication skills.
Ability to work in a team-based, fast-paced work environment.
High degree of accuracy and strong organizational skills.
Ability to work under pressure and on deadline.
Internal Number: 1075
About Town and Country Bank
We’ve got the concept of community in the fabric of our organization. We’re woven into Central Illinois, just like you. It’s comforting to know that your banking atmosphere offers the things you’ve come to know as home: a genuine smile, a concern for your needs, and breathe-easy surroundings.
It’s refreshing, right?
So, what do you want in life? Start that new business you’ve sketched out? Make university-life more than a brochure on your desk? Open the door to your family’s new home? Maybe you just want to log into online banking and feel good about what you find there.
Well, we’re ready. If you are too, walk side by side with Town and Country Bank. We’d love to have you stop by and share a conversation with any of our employees.