Located in Charleston, West Virginia Monthly Incentive Program Hours: Monday - Wednesday 11am-9pm Thursday 8am-5pm Alternating Saturday 8am-1pm or Sunday 4pm - 9pm
Essential Duties and Responsibilities: Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Meet performance expectations for collection efforts for assigned accounts based upon individual goals and objectives (e.g., minimum calls per day, contact percentage, promises/calls ratio, and promises kept). 2. Place or receive calls in priority order as established by management. Negotiate payment arrangements with clients to cure delinquency, evaluating ability and willingness to pay. Navigate and interpret various screens and relay information to clients accurately and professionally. 3. Determine cause of delinquency and best course of action to assist delinquent customer, including initiating extensions, reages, payment plans, and referrals to Loss Mitigation and other programs, if applicable and in accordance with established guidelines. 4. Document all collection efforts for each assigned account in accordance with established procedures, which may include using action and reaction codes, rescheduling feature, and “scratch pad” entries in the collection system. 5. Communicate collection efforts to branch lenders on assigned accounts in accordance with established standards, if applicable. 6. Order updated credit bureau report or initiate skip tracing process in accordance with established standards. 7. Review files from Loan Services in accordance with established standards, if applicable. 8. Communicate regularly with Collections Supervisor on status of problem accounts in accordance with established standards. 9. Ensure that all delinquent accounts and assigned queues have been thoroughly worked according to standardized collection procedures. 10. Ensure that appropriate letters are sent to debtors. 11. Process customers’ payments through electronic draft, if applicable. 12. Process account maintenance transactions according to established guidelines.
Required Skills and Competencies: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. High School diploma or equivalent 2. Good verbal and written communication skills 3. Good decision-making and problem-solving skills 4. Good time management and organizational skills 5. Ability to work in a team environment 6. Ability to work flexible schedule, including overtime as needed 7. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products 8. Ability to travel, occasionally overnight
1. Previous customer service, collections, or sales experience 2. Bilingual
BB&T is an Equal Opportunity Employer and considers all qualified applicants regardless of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law.
Internal Number: R0009408
At BB&T, we believe our associates are our most valuable asset. We operate on the principle that each individual is capable of having a positive impact on the organization. This belief has allowed BB&T to evolve into one of the financial service industry’s top performers.
BB&T is much more than a bank. Building on a long tradition of excellence in community banking, BB&T offers a wide range of financial services including retail and commercial banking, investments, insurance, wealth management, asset management, mortgage, corporate banking, capital markets and specialized lending. Based in Winston-Salem, N.C., BB&T has more than 35,000 associates and operates more than 2,100 financial centers in 15 states and Washington, D.C. A Fortune 500 company, BB&T was recognized as one of Forbes' 2017 Best Banks in America and is consistently recognized for outstanding client service by Greenwich Associates for small business and middle market banking. Our success as an organization is based on the vision, mission and values that comprise the BB&T philosophy. Adhering to this philosophy will lead you, the individual, and us, as an organization, to create the best financial organization possible.
We invite you to join our winning team at BB&T!