At Alliance Community Bank, the Mortgage Loan Originator will help lead the Bank’s mortgage lending efforts in the Central Illinois market.
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
Answers customer calls and walk- in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers in established marketing areas
Cross-sells other bank products and services
May participate in networking through professional, business and community organizations and activities to promote and market loan products
High school diploma or GED. College degree preferred
Two years of mortgage lending experience preferred with proven mortgage production.
Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners.
Knowledgeable of Mortgage products, systems, terminology, tax requirements, etc.
Must be able to multi-task competing priorities and meet tight deadlines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Strong written and verbal communication skills
Good organizational skills
Proficient in Microsoft Office products
This position requires registration with the national Mortgage Licensing System and Registry (NMLS). Please refer to (http://mortgage.nationwidelicensing.org) for more information. NMLS Registration
About Alliance Community Bank
Alliance Community Bank is a $270 million financial institution operating four full service bank locations and a loan production office in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank. Alliance Community Bank is the only bank headquartered in Menard County.
The employees at Alliance Community Bank are a team of people dedicated to providing quality service to their customers. We place a major emphasis on teamwork that blends the personal goals of qualified people with the goals of the bank. This ultimately leads to total customer satisfaction.
Alliance Community Bank is a family-friendly organization, offering flexible work schedules and a comprehensive benefit program to all eligible employees. In addition to medical, disability, life insurance and paid time off, we provide a 401(k) savings plan for future financial protection.