JOB TITLE: Head of Real Estate Department
REPORTS TO: CCO
DEPARTMENT: Lending

Purpose:

Responsible for ensuring that all employees in the department are initiating and processing mortgage loans according to bank policies and federal laws.  Assists in the development of the bank’s loan underwriting policies.  Responsible for ensuring that real estate employees that have contact with customers are providing good customer service. Helps resolve mortgage loan disputes or problems.  Is responsible for compliance and regulation updates.  Manages real estate department, and its employees and ensuring staff is properly trained and performing at optimum levels.

Essential Duties:

• Product Recommendations
• Rate Recommendations/Update Rate Sheets
• Annual FHLMC Report
• Annual MBOH Report
• Overseeing and Supervise Loan Operations Processors and Staff
• Monthly Billing
• Lending- as a backup to Real Estate Lenders
• Operations
  • Comment on Loan Audits
  • OREO
• Policies – Updated as necessary at a minimum of annually

Job Requirements:

      Knowledge, Skills, and Abilities:

• Proficient reading, writing, grammar, and mathematic skills.
• Proficient analytical skills.
• Proficient interpersonal relations and communicative skills.
• Advanced knowledge of financial statement analysis.
• Knowledge of current lending and collection laws and regulations.
• Demonstrated management and supervisory skills.
• Visual and auditory skills.

Competencies:

• Comfort around Higher Management
• Decision Quality
• Functional/Technical Skills
• Presentation Skills
• Drive for Results