Four Corners Community Bank—headquartered in Farmington, New Mexico—is seeking an experienced agriculture loan officer for its Cortez, Colorado location. Responsibilities include generating, analyzing, and administering an agriculture loan portfolio consisting of cattle, livestock, farm, ranch, and crop production operations. Compensation based on experience in addition to full benefits.
Technical level of knowledge normally acquired through completion of a Bachelor’s-level program in business administration, finance, or related field. Minimum five years of experience in agriculture, commercial, real estate, or consumer lending. Knowledge and application of current lending policies and procedures, including state and federal regulations. Strong finance analytics, underwriting, time management, and organizational skills with a high level of attention to detail. Effective written and verbal communication skills.
Must have proven ag credit analysis experience, current lending authority, and NMLS licensure. Must be comfortable working with farmers and ranchers on site as well as in a bank setting. General understanding of southwest Colorado agriculture is valuable and desired. Primary crops in this region include alfalfa, grass hay, pinto beans, and wheat. About 70 percent of the land is irrigated (the rest is dry land), with side roll and center pivot units. Cattle operations are mostly cow/calf making use of both Forest Service and Bureau of Land Management grazing allotments in season and some feeder lines. Familiarity with Farm Service Agency guarantees is desired.
About Four Corners Community Bank
Since 2000 Four Corners Community Bank (FCCB) has focused on being a safe, sound, and local bank dedicated to providing better than expected service to the local communities it serves. Headquartered in Farmington, New Mexico, the bank serves San Juan, Montezuma, and La Plata counties with seven locations.
Four Corners Community Bank was established in 2000 by President and CEO, Sheila Mathews, Board Chairman, Frank Macaluso, Vice Chairman, Greg Anesi, Board Secretary, Felix Briones, and Board Member, Ed Armstrong. The strong leadership team built and grew three locations in the bank's first five years. In 2006, the bank expanded outside of Farmington into Aztec. To connect the Four Corners region, the bank crossed the border into Colorado in 2007 and opened its fifth location in downtown Cortez, serving Montezuma County. In 2013, FCCB acquired Citizens State Bank of Cortez. In 2016, the Durango location opened widening the bank's reach into La Plata County.
Each location is a full-service operation offering both business and consumer checking and saving accounts, auto loans, commercial and construction real estate loans, working lines of credit, and merchant services along with a robust cash management platform and online banking.